Dearest Pat, I was so sorry to read about the passing of Horace.  My prayers & thoughts to you and your family during this time of sorrow.  I relocated 10 years ago to North Myrtle Beach, SC  & enjoying my retirement down here at the beach.  Take care my friend & be safe!  My Love, Pat Merkel

Dear Pat -  I was so sorry to learn of the passing of your dear husband,  Horace,  and wanted you to know that I was thinking of you with deepest sympathy.    Sincerely,  Jean Goodman  (Bank of America)